health

Health Insurance

Hungarian authorities require you to have a valid health insurance to study in Hungary.

It is compulsory for all registered students to have a health insurance that is valid in Europe /’Schengen countries’/ (no

students are allowed to

European Health Insurance Card
Insurance provided by the University (offered by the Generali Insurance Company)
Insurance from the students’ home country that meets the contents of the health insurance offered by the Generali Insurance Company
(please note that in this case all insured students have to pay for all treatments by themselves to the medical provider!)

The health insurance contract between the University of Debrecen Medical and Health Science Centre (UDMHSC /

DEOEC) and the Generali

Insurance Co. offers the services listed below to foreign students of the University, together

with their relatives during their stay in Hungary.

Part 1.: ‘STUDIUM’ Health Insurance

The health insurance covers the costs of the insured person’s necessary medication and medical treatment arising from

illness or accidents. With

the exception of emergency treatment, the insurance covers only the costs of medical treatment

carried out at clinical departments of the University

of Debrecen (DEOEC) – or at other health institutions to which the

patient is referred by the DEOEC.

Referral from the Primary Care Provider (Hajnalka Tamás. M.D.) is always needed for further examinations except for

emergency treatment!

Visiting any medical provider without the referral from the above mentioned general practitioner, you have to pay all cost

of the medical treatments

as the insurance company will not justify any treatments.

The limit of cover to be applied with respect to the medical services within the insurance period is HUF 2.000.000. In

medically justified cases, the

insurance company will pay 70% of the price of the prescribed medicine (glasses are not

included). Sub-limit of cover to be applied with respect to

pharmaceuticals and therapeutic aid within the insurance period

is HUF 200.000/ insurance period. The regional scope of this part is Hungary.

In order to get this compensation, you need to have a medical report from the doctor and the invoice (SZÁMLA) with

your name on it from the

pharmacy. (The invoice should not be older than 1 month! DO NOT FORGET TO ASK FOR A

‘SZÁMLA’ AT THE CASHIER!) You have to hand

in all papers and invoices to Hajnalka Tamás, M. D. and you will

receive the reimbursement in cash at the International Educational Center.

The insurance does not cover:

dental treatment (except for emergencies and resulting from accidents)
hospital nursing due to pregnancy and abortion (except for medically justified cases)
delivery and treatment of newborn babies
prescription of contraceptive pills
cosmetic, plastic and rehabilitation treatment
alcohol and narcotic detoxification cures
illnesses caused by HIV
the costs of medical examinations necessary for the preparation of health certificates
any illnesses/conditions that has incurred the insured person before registration to the University

The basic charge for the health insurance covering a period of six months, from 1st September to 1st March, or from 1st

March to 1st September,

is HUF 31,500 for students at the University of Debrecen Medical and Health Science Centre and

HUF 36,500 for their dependants (wives, husbands

and children only).

Replacement of lost health insurance card is 25 USD.

The insurance card contains the personal data of the insured person, and the holder is entitled to make use of the services

in accordance with the

conditions described above.

Consulting hours for the Primary Care Provider (Hajnalka Tamás, M.D.):

Monday-Friday: 9.00 am-12.00 am

13.00 pm-15.00 pm

Tel: +36 52 411-717/extension 23012

Part 2: Obligatory Travel Insurance in Europe

With this new part of the Generali ‘Studium’ Health Insurance, students are insured in EUROPE (as the term is used in the

geographical sense, as

well as Tunisia, Egypt, Cyprus, the Canary Islands and the areas of Turkey outside Europe) during

their travels with the following conditions:

Maximum length of covered journeys: 15 days

Limitation of insurance events (coverage ends at the time of submitting the 2nd claim, irrespectively of the claim

settlement): maximum 2 insurance

events/semester

Insurance benefits:

Medical assistance and insurance
Travel assistance
Road assistance for cars - basic services
Accident insurance
Luggage insurance and replacement of travel documents
Luggage delay (abroad)

To be insured by the Generali Studium Health Insurance it is required to have medical tests performed before the medical

insurance card becomes

valid. These tests are the same as the ones at the Regular Medical Health Examination.

Part 3: European Health Insurance Card

Referral from the Primary Care Provider (Hajnalka Tamás, M.D.) is always needed for examinations in Hungary except for

emergency treatment for

those students who have valid European Health Insurance Card (EU card)!

REGULAR MEDICAL HEALTH EXAMINATION FOR ENGLISH PROGRAM STUDENTS

According to the Regulations of the Hungarian Government (40/2004. (IV. 26.) ESZCSM, 33/1998 NM) and on the basis

of the decision of the

Leadership of the University of Debrecen, all students who study at any Hungarian medical schools

have to go through a medical examination that

proves the health aptitude of the students for being a medical student (as

certain chronic or recurring illnesses and problems /e.g. infectious diseases

/ that interfere with patient care or safety may

be incompatible with medical training or practice).

The Regular Medical Health Examinations contains the following tests:

Physical
Chest X-ray
HIV test
Anti HCV test
HBsAg test
Anti HBs test
Stool breeding (for those who starts their practice at the Pediatrics Department).

The process of the above mentioned examinations

introduced from the academic year 2008/2009.

All tests will be taken in the clinical departments, (no other medical test results will be acceptable).

The cost of the examinations has to be paid by the students.

Sandor Bone
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